Unitrust Insurance Company Limited (“Unitrust”, “we”, “us”, “our”) is committed to protecting the privacy and personal data of visitors to our website. This Cookie Policy explains how cookies and similar tracking technologies are used on our website, the types of cookies we deploy, the purposes they serve, and the choices available to users.
This Policy forms part of and should be read together with the Company’s Privacy Policy.
The purpose of this Cookie Policy is to:
- Ensure transparency in the use of cookies and tracking technologies
- Inform users about the categories of cookies used on our website
- Outline the legal basis for cookie usage
- Provide guidance on how users can manage or withdraw consent
This Policy applies to:
- All visitors to Unitrust Insurance Company Limited websites
- All devices used to access Unitrust Insurance Company Limited digital platforms (computers, tablets, smartphones)
- All cookies and similar technologies deployed through Unitrust websites
Cookies are small data files stored on a user’s device when a website is accessed. They help websites function efficiently, enhance user experience, improve security, and provide analytical insights.
Cookies may be categorized as:
- Session Cookies: Temporary cookies deleted once the browser is closed.
- Persistent Cookies: Cookies that remain on a device until they expire or are manually deleted.
Cookies are processed based on:
- Legitimate Interest / Performance of Contract – For strictly necessary cookies required for website operation.
- User Consent – For optional cookies such as analytics, functional, and marketing cookies.
This approach aligns with applicable data protection laws, including Nigeria’s data protection framework and global best practices.
Unitrust categorizes cookies into Required (Strictly Necessary) and Optional Cookies.
Status: Always Active
Consent Required: NoThese cookies are essential for the proper functioning and security of the website. Without them, core services cannot be delivered.
Required cookies enable:
- Secure login and authentication
- Session management
- Fraud prevention and security monitoring
- Load balancing
- Remembering privacy preferences
These cookies cannot be disabled through our systems.
Status: Disabled by Default
Consent Required: YesOptional cookies enhance performance and user experience. Users may enable or disable these cookies via the cookie banner or settings panel.
A. Analytics Cookies
These cookies collect information such as:
- Pages visited
- Time spent on the website
- Traffic sources
- Error messages encountered
They help us improve website performance and user experience.
Example: Google Analytics
Legal Basis: Consent
B. Functional / Preference Cookies
These cookies allow the website to remember user selections, including:
- Language preferences
- Regional selections
- Customized display settings
They improve usability but are not essential.
Legal Basis: Consent
C. Marketing / Advertising Cookies
These cookies may track browsing behavior for:
- Delivery of relevant advertisements
- Measuring advertising effectiveness
- Preventing repetitive advertisements
They may be set by Unitrust or authorized third-party partners.
Legal Basis: Consent
Unitrust may allow selected third parties to place cookies on users’ devices for analytics and service improvement purposes.
For example, when using Google Analytics, certain browser information is automatically transmitted to Google to analyze website engagement. Users are encouraged to review third-party privacy policies for further information regarding how their data is processed.
When users first visit our website, a cookie banner provides the following options:
- Accept All
- Reject All
- Customize Settings
Within “Customize Settings,” users may toggle:
- Analytics Cookies (On/Off)
- Functional Cookies (On/Off)
- Marketing Cookies (On/Off)
Required cookies always remain active.
Users may modify preferences at any time by selecting the “Cookie Settings” link available on the website footer.
In addition to on-site controls, users may manage cookies through their web browsers by:
- Blocking cookies
- Deleting stored cookies
- Receiving alerts before cookies are placed
Please note that disabling strictly necessary cookies may impact website functionality, security, and performance.
Unitrust reserves the right to update this Cookie Policy periodically to reflect changes in legal, regulatory, or operational requirements.
The latest version will always be published on our website. Where material changes occur, appropriate notification will be provided.
This Cookie Policy is incorporated into and forms part of the Unitrust Privacy Policy. By using our website, users agree to the terms of this Cookie Policy and the Privacy Policy.
For questions, concerns, or requests relating to this Cookie Policy, please contact:
Unitrust Insurance Company Limited
105B, Ajose Adeogun Street
Victoria Island, Lagos, Nigeria
Email: info@unitrustinsurance.com
Tel: 01-4617031-2, 2701167-9
